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Head of Credit Risk at Kuda Bank

Head of Credit Risk at Kuda Bank

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Head of Credit Risk at Kuda Bank

Job Title: Head of Credit Risk at Kuda Bank

Location: Lagos (Hybrid)
Employment Type: Full-time

Role Overview

  • Join us at Kuda in this pivotal role and be the driving force in shaping and optimizing our Credit Risk strategies!
  • We are currently searching for a dynamic Head of Credit Risk to lead the Credit Risk team, spearhead the implementation and execute Kuda’s Credit Risk policies.
  • You’ll have the opportunity to drive streamlined collection practices and actively contribute to the development of relevant policies and protocols.
  • In addition, you’ll get to ensure precise reporting and strict adherence to Credit product practices within Nigeria.


  • Lead the Credit Risk team, end-to-end strategy roadmap and execution
  • Ensure proactive advocacy and steadfast adherence to Credit policies
  • Design Credit policies tailored to the unique dynamics of Kuda MFB in Nigeria
  • Build and operate the underwriting function for both consumer and business credit
  • Managing a team of underwriters, providing guidance, training, and feedback to ensure consistency and adherence to established underwriting standards
  • Spearhead active and compliant collection practices, demonstrating a commitment to regulatory standards and guidelines
  • Lead the strategic implementation of Credit initiatives within the Nigerian market, aligning efforts with organizational objectives
  • Establish, build and actively manage various relationships with external partners


  • BSc in Accounting, Economics, Banking, Finance and Commerce (or relevant fields)
  • 10+ years of experience, with at least 4 years in a leadership position specifically within Credit Risk Management
  • Extensive background in financial services or Fintech, underscoring a deep understanding of the industry’s nuances and dynamics
  • Solid understanding of Credit regulation within the Nigeria banking industry
  • In-depth hands-on expertise in the administration of Credit Risk policies, the Credit underwriting process, Credit Risk scoring methodologies, and precise calculation of unit costs for risk products

Application Closing Date
Not Specified.


  • Kuda is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Kuda is considered based on merit, qualifications, competence and talent.
  • We don’t regard colour, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status. If you have a disability or special need that requires accommodation, please let us know.
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